✦ AMFI Registered MF Distributor · ARN-358080

SampathaSetu

Invest  |  Protect  |  Enjoy

Most Indians earn well but build wealth slowly — because nobody explained it in plain language. We change that. No jargon. No hidden fees. Just a clear path to the life you want.

Avg. 12% p.a. returns (historical)
✦ The Power of Starting Early

"The best time to plant a tree was 20 years ago.
The second best time is now."

*Illustrative at 12% p.a. Actual returns vary. Not investment advice.
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Do You Have These Concerns About Your Finances?

Too Much Information

Your colleague says index funds. Your uncle says LIC. Twitter says gold. The result? You do nothing. We give you one clear recommendation — built on your goals, not opinions.

No Clear Strategy

A SIP here, an FD there, a random tip from a group — that's not a strategy. We map every rupee to a specific goal, so you know exactly what you're building and when you'll reach it.

Not Enough Time

You shouldn't need to check NAV daily or rebalance manually. We monitor your portfolio, flag what needs attention, and send you a clear quarterly update. You stay focused on your career and family.

How Can We Help?

Most Indians save diligently but invest hesitantly — overwhelmed by options, unsure who to trust. We exist to fix that gap. We build personalised wealth plans with MFs for salaried professionals, business owners, and NRIs — whether you are starting with ₹500 a month or managing a ₹50 lakh portfolio.

Zero Advisory Fee

You pay absolutely nothing for our guidance. Our fee comes from fund houses — not from your pocket.

Goal-Based Planning

Every fund maps to a specific goal — child's education, retirement, home — with a clear timeline and target corpus.

Plain Language, Always

No jargon, no confusing acronyms. We explain every decision simply so you stay informed and in control.

Quarterly Reviews

Markets change. Life changes. We proactively review and rebalance your MF portfolio every quarter — at no extra cost.

Meet the Founder

Invest  |  Protect  |  Enjoy

Invest Smart

Every rupee you invest today compounds silently. A ₹5,000 SIP started at 25 is worth 3× more than the same SIP started at 35. Time is your most powerful asset — use it.

Protect What Matters

Life insurance, term cover, and ELSS tax planning ensure your family is protected while your wealth grows safely and tax-efficiently.

Enjoy Life's Milestones

Retirement at 55. Your child's IIT fees fully funded. A second home by 45. These are not fantasies — they are the outcomes of a well-executed financial plan, started today.

Find the Right Service For You

Investment Calculators

Plan your SIP, Lumpsum, SWP & STP investments with our comprehensive calculator suite.

SIP Calculator

Invest a fixed amount monthly and watch compounding build wealth.

Monthly Investment
₹500₹2 L
Expected Return (p.a.)
%
1%30%
Time Period
Yr
1 Yr40 Yrs
Annual Step-up Rate
%
1%50%
After 10 years you'll have
₹—
Estimated corpus
Returns
Total Invested
Est. Returns
Returns on Investment
YearInvested (Yr)Total Inv.ReturnsValue

Lumpsum Calculator

One-time investment — see how it multiplies over time.

Investment Amount
₹1K₹1 Cr
Expected Return (p.a.)
%
1%30%
Time Period
Yr
1 Yr40 Yrs
After 10 years you'll have
₹—
Estimated value
Returns
Principal
Est. Returns
Absolute Returns
YearOpeningReturnsClosing

SWP Calculator

Withdraw monthly from corpus while the remainder keeps growing.

Total Corpus
₹1 L₹5 Cr
Monthly Withdrawal
₹1K₹5 L
Expected Return (p.a.)
%
1%20%
Withdrawal Period
Yr
1 Yr40 Yrs
Remaining after 20 years
₹—
Corpus remaining
Withdrawn
Total Withdrawn
Remaining Balance
Returns Earned
YearOpeningReturnsWithdrawnClosing

STP Calculator

Transfer monthly from debt/liquid fund to equity for rupee cost averaging.

Source Fund (Initial)
₹1 L₹2 Cr
Monthly Transfer
₹1K₹20 L
Source Return (Debt)
%
1%15%
Target Return (Equity)
%
1%30%
STP Period
Yr
1 Yr20 Yrs
Total portfolio after 1 yr
₹—
Source + Target funds
Gain
Source Fund
Target Fund
Total Gain
MonthSourceTransferredTargetTotal

Loan EMI Calculator

Calculate your monthly EMI and total interest payable.

Loan Amount
₹1 L₹10 Cr
Interest Rate (p.a.)
%
1%30%
Loan Tenure
Yr
1 Yr30 Yrs
Enable Early Payment
Extra Monthly Payment
₹0₹5 L/mo
Monthly EMI
₹—
Interest
Principal
Total Interest
Total Amount Paid
YearTotal PaidInterestBalance

Asset / Property CAGR Calculator

What did your property really earn — and how does it compare to mutual funds?

Buying Price
₹1 L₹10 Cr
Selling Price
₹1 L₹20 Cr
Holding Period
Yr
1 Yr40 Yrs
MF Benchmark Return
%
6%20%
Your asset CAGR over 10 yrs
Annualised return on asset
Gain
Cost
Gain
Your CAGR
MF at 12% would give
Difference

⚠ For illustrative purposes only. Mutual fund investments are subject to market risks. Returns are estimates based on assumed rates. Past performance is not indicative of future returns.

Should You Prepay Your Home Loan
or Invest in Mutual Funds?

Got extra money every month? Run the numbers — find out which strategy builds more wealth for you.

Your Home Loan Details

Enter your loan details and any extra amount you want to put to work each month.

Outstanding Loan Amount
₹1 L₹10 Cr
Loan Interest Rate (p.a.)
%
1%20%
Remaining Tenure
Yr
1 Yr30 Yrs
Extra Monthly Amount
₹0₹5 L/mo
MF Expected Return (p.a.)
%
1%30%
One-Time Lump Sum (bonus etc.)
₹0₹50 L
Annual Step-up %
%
0%50%
Best Outcome ₹—
How to use
Enter an extra monthly amount or lump sum to compare strategies
Set a monthly extra amount or one-time bonus above to see whether prepaying your home loan or investing in mutual funds gives you a better financial outcome.
Your Current EMI
▲ Path A — Prepay Home Loan
New Loan Tenure
Interest Saved
Reinvestment Period
Final Corpus
▲ Path B — Invest in Mutual Funds
Monthly SIP
Lump Sum Growth
Total Invested
MF Gains
Final Corpus

⚠ Illustrative only. Assumes constant rates and does not account for taxes on MF gains or loan tax deductions.

Are You Ready For A Change?
We're Here To Help

01

Discover

Explore our free calculators to see what your money can become. Understand your goals and timeline before anything else.

Try Calculators
02

Plan

Book a free initial consultation. We understand your goals, build a personalised investment strategy, and select the right funds for you.

Book Now
03

Thrive

Invest with confidence and enjoy financial peace of mind. We provide ongoing portfolio reviews and support as your wealth grows.

Contact Us

Top Mutual Fund Categories

Handpicked funds across categories for different investor profiles. Always verify with the fund house before investing. Verify at AMFI →

Large Cap Equity

Stable blue-chips · Lower risk · Long-term wealth

Fund3Y5Y
Mirae Asset Large Cap15.2%16.8%
Axis Bluechip13.4%15.1%
HDFC Top 10017.6%14.9%

ELSS — Tax Saving

Save ₹46,800 tax · 3yr lock-in · Equity returns

Fund3Y5Y
Quant ELSS32.1%28.4%
Mirae ELSS16.3%18.7%
Parag Parikh ELSS21.8%22.1%

*Under old tax regime only

Hybrid / Balanced

Equity growth + debt stability · Moderate risk

Fund3Y5Y
HDFC Balanced Advantage19.7%17.3%
ICICI Pru Equity & Debt22.4%18.9%
Kotak Equity Hybrid14.8%15.6%

Debt / Short Term

Capital protection · Better than FD · Low risk

Fund3Y5Y
HDFC Short Term Debt6.8%7.2%
Axis Short Duration6.4%7.0%
SBI Short Term Debt7.1%7.4%

Mid Cap

Higher growth · Medium risk · 5–7 yr horizon

Fund3Y5Y
Motilal Oswal Midcap28.4%26.1%
Nippon India Growth22.7%24.8%
Kotak Emerging Equity19.3%22.5%

Small Cap

High growth potential · High risk · 7+ yr horizon

Fund3Y5Y
Quant Small Cap34.2%38.1%
Nippon Small Cap26.8%30.4%
SBI Small Cap21.4%27.9%

*Higher volatility — invest only for 7+ years

Flexi Cap

Invests across all caps · Fund manager flexibility

Fund3Y5Y
Parag Parikh Flexi Cap18.6%22.3%
Quant Flexi Cap27.1%29.4%
HDFC Flexi Cap20.8%19.7%

Multi Cap

Min 25% each in Large/Mid/Small · SEBI mandated

Fund3Y5Y
Quant Multi Asset26.4%28.7%
Nippon Multi Cap22.1%24.3%
ICICI Pru Multi Cap19.8%21.6%

ETFs (via MFD)

Index-linked · Ultra-low cost · Exchange traded

ETF1Y3Y
Nippon Nifty 50 ETF14.2%13.8%
SBI Nifty Next 50 ETF18.6%16.4%
HDFC Gold ETF22.1%15.3%

*ETFs need a demat account. Ask us how to get started.

* Approximate historical CAGR for illustration only. Past performance is not indicative of future results. Data as of June 2026. Always verify at AMFI before investing.

Finance Made Simple

Practical insights for every Indian investor — from beginners to seasoned portfolio builders.

Let's Start Your
Wealth Journey

Whether you're investing your first ₹500 or managing a ₹50 lakh portfolio — we're here to guide you with no jargon, no pressure, and no hidden charges.

Mon–Sat, 9 AM – 7 PM IST
Secunderabad, Telangana, India

Send Us a Message

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